Are you struggling to get finance due to your poor credit history? Do you have CCJs, Defaults, Mortgage Arrears, Repossessions or have been bankrupt?

If you just want to deal with a truly reputable company that can get you a good deal on your mortgage, despite your past or present financial circumstances, then contact us today on 01455 208888 or email enqs@alphaomega.org.uk.

We will fully assess your financial circumstances and run through the mortgage options available to you.

Please note the overall cost for comparison is 8.5% APR . The actual rate available will depend upon your circumstances. Ask Alpha & Omega Mortgages for a personalised illustration.

What can we offer you?

As we have access to thousands of mortgages with a huge range of lenders, we can offer a wide range of poor credit history mortgages with some special features:

Defaults, Mortgage Arrears, Repossessions and bankruptcy

Whatever your mortgage requirements, we’re certain we can find the mortgage for you.

So if you are struggling to get finance and finding that your past or present financial circumstances are making finding a home loan difficult, talk to us today on 01455 208888 or email enqs@alphaomega.org.uk.

Self Certification

Are you having trouble finding a mortgage because you’re self-employed or have an irregular income?

Then a self certification mortgage may be the mortgage option for you. But do you qualify for this type of mortgage?

To find out more contact us on 01455 208888 or email enqs@alphaomega.org.uk and we will advise you on the self certification mortgage process and if this is the option for you.

But in the meantime we’ve outlined below some background information on self certification mortgages that we hope you’ll find useful.

Please note the overall cost for comparison is 8.5% APR . The actual rate available will depend upon your circumstances. Ask Alpha & Omega Mortgages for a personalised illustration.

So what exactly is a self certification mortgage?

In a nutshell a self certification mortgage allows you the borrower to certify your own earnings without having to supply proof of income documentation, such as pay slips or fully audited accounts.

With around 15% of the UK population now being self employed, self certification mortgages are becoming increasingly popular.

As the market becomes increasingly competitive, the deals available are just getting better and better. You can benefit from these deals as we have access to exclusive offers available only through our network of advisers.

Is self certification the mortgage solution for you?

Self certification mortgages are ideally suited to those who are self-employed, or employed but have an irregular income, due for example to bonuses and commission. They are also ideal for those who have several jobs, are seasonal wage earners or those who regularly undertake contract work.

If you fit into any of the categories above or simply want to know more about self certification mortgages then don’t hesitate to contact us and we’ll put you in touch with the nearest mortgage adviser to you.

What can we offer you?

As we have access to thousands of mortgages with a huge range of lenders, we can offer a wide range of self certification mortgages with some special features:

Whatever your employment situation, we’re certain we can find the mortgage for you.

So if you're having trouble finding a mortgage because you’re self-employed or have an irregular income, then talk to us today on 01455 208888 or email enqs@alphaomega.org.uk.